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Business Loans/Investments Solution

Our Professional Features

Merchant Cash Advances

You’ll receive working capital now, and we’ll receive a percentage of your daily or weekly credit card sales until the terms of the advance have been met.

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Invoice Factoring

Sell us your pending invoices in exchange for the net amount in cash. You’ll receive the balance of the invoices’ value when we receive payment (minus our fee).

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Business Line of Credit

Borrow as much or as little as you need without the obligation of a fixed term loan. Draw and repay as you go and only pay interest on the amount you've borrowed.

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Small Business Loans

Discover ideal small business loan solutions. Startup, expansion, equipment financing - flexible options for your enterprise's success.

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Business Funding Calculator

Quickly assess your financing needs with our Business Funding Calculator. Borrow flexibly without fixed terms, repay as you grow, and only pay interest on what you use.

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Collateral Loans

Secure the capital you need with Collateral Loans. Borrow as much or as little as necessary, repay at your pace, and pay interest solely on the borrowed amount.

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Powered Business Loans

Responsible funding you can trust

At Grey Capital, our mission is to help small- and mid-sized businesses grow without the stress of applying for small business funding through a traditional lender. With a streamlined online application, faster turnaround, and approvals based on your business’s potential, not just your credit rating, we can approve more small business funding than traditional lenders, often in as little as one business day. With funding from $3,000 up to $500,000, Grey Capital offers a variety of small business funding options to suit your business.

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Merchant Cash Advances

Get fast, flexible funding with a merchant cash advance from Grey Capital. Repayments align with your daily sales, making cash flow management easier. Perfect for businesses needing quick capital—approvals in as little as 24 hours.

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Invoice Factoring

Unlock cash from unpaid invoices with invoice factoring. Receive up to 90% of your invoice value upfront and keep your business running smoothly. Fast approvals, often within one business day.

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Small Business Lines of Credit Online

Access funds on demand with a business line of credit. Draw what you need, when you need it, and only pay interest on what you use. Approval in 24 hours with funding up to $500,000.

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Collateral Business Loans

Secure competitive rates with collateral-based loans. Use business assets to access higher loan amounts and lower interest rates. Funding available in as little as one business day.

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Alternative Small Business Loans

Skip the bank hassle with alternative business loans from Grey Capital. We focus on your business’s potential, not just credit scores. Fast approvals, flexible terms, and funding from $3,000 to $500,000. Get funded in 24 hours.

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Signup

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Business Verification

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Loan Offers and Investments

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Enjoy Banking

Tailored experiences

Our Powerful Solutions

Apply for a small business loan online and get the funding you need in as little as 24 hours. Our Funding Advisors will respond within an hour (during regular business hours) to help you find the right small business financing option, as well as answer any questions you might have.

  • Merchant Cash Advances
  • Invoice Factoring
  • Small Business Lines of Credit Online
  • Collateral Business Loans
  • Alternative Small Business Loans
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Faq Questions

Explore Your Questions.

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We fund businesses in the United States, including the U.S. territories of American Samoa, Guam, Northern Mariana Islands, Puerto Rico and the U.S Virgin Islands. We also fund in Canada.

Yes! We fund businesses in Canada, in every province.

We provide working capital loans from as low as $3,000 up to $500,000.

Yes. Once you have repaid 50% of your original cash advance, you are eligible to apply for another cash advance called a renewal. In most cases, Grey Capital will also increase the amount of the advance you are eligible to receive.

Of course! At Greenbox Capital, we know your business’s credit score doesn’t always tell the whole story. That’s why our approvals are based on more than just your credit score. We look at the overall health and potential of your business, including:

Business revenue
Cash flow
Vendor payment history
Years in business
Public records

No. We trust that small business owners know best how to use their funding, so we don’t restrict how you use your funds.

The information we need depends on the cash advance or loan amount you are applying for. We may need:

Credit card statements for the previous 3 months
Bank statements for the last previous 3 months
A completed application
An emailed or faxed photocopy of your driver’s license
For faster approvals, you can also provide our Funding Advisors with secure access to your account’s transactional data.

Yes, we do offer funding that operates very similar to a business lines of credit, called a merchant cash advance. With a merchant cash advance, businesses can draw less than the full amount approved, then request more as needed so long as the health of the business remains unchanged or improves.

We fund businesses in most industries, including high risk industries. This includes attorneys, dental practices, medical practices, automotive dealers, construction companies, restaurants, retailers, manufacturers, gas stations, dry cleaners, pharmacies, business services, and more.

Yes, we do. We allow businesses and Individuals to invest. Our investments vary from low to high interest rates

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Bank Introduction

Know The digi Bank

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Testimonials

Trustworthy Feedback From Our Customers

Grey Capital is great! They really helped our business when we were in a crunch! We would recommend them to anyone!

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Javier Mendoza

Pharr, Texas

I have been working with Grey Capital for my funding needs since last year. The process was hassle-free, but more importantly, timely.

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Donald Roman

Ontario, Canada

I highly recommend Grey Capital. The staff is very professional and friendly. I will definitely do business with them again.

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Angel Rose

San Francisco, California

Why Choose Us

Explore Why You Will Choose Us.

Fast Access to Funds

Receive funding for your business in as little as 24 hours through our fast business funding solutions.

Flexible Terms That Fit Your Needs

Our repayment plans are designed to match your cash flow. Our tailored business loans help you grow on your terms.

Approvals Based on Your Business Potential

We evaluate your revenue, cash flow, and growth potential—not just your credit score.

Early Payoff Discounts

Save money by paying off your loan early. We reward your success with discounted rates.

Competitive Pricing

Enjoy competitive rates that make financing more affordable compared to traditional lenders.

Dedicated Funding Advisor

Partner with a knowledgeable advisor who will guide you every step of the way and ensure you get the best solution.

Tailored Solutions for Every Business

Whether you’re growing, recovering, or maintaining operations, our business financing options are customized to your goals.

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